Your money should work as hard as you do.

Meet the AI-powered finance app that helps you save, grow, and invest like a pro — automatically.

Want to flip your money? Just Koinit.

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Discover the power that your money can have to secure your financial future.

*Koinit is a financial services platform, not a bank. This platform is currently in development. Features and services described are subject to change before public release.

Hustle Culture is exhausting. And broken.

Traditional banks give you low returns.

Financial advisors give you generic advice.

And gig work isn't always that transparent is it?

You deserve better — smarter tools, quicker gains, and a real community.

With Koinit. you get:

Real-Time Money Intelligence

Our proprietary technology learns your financial patterns and gives you custom recommendations — instantly.

Savings, Reinvented

We bring back the trust of community saving circles — modernized. With Koinit, you can save together, track progress, and hit goals faster.

Investment Advice Like the 1%

Gain access to fractional investment opportunities, building wealth like a pro.

Money moves better together.

Earn up to

more capital vs. saving alone

12x

Translation: Koinit front-loads your money, letting you put it to work earlier through:

Pooling your money with vetted Koinit members, to save for whatever you want.
Providing secure opportunities to flip your funds.
Making it simplier for everyday people to use tech to multiply their coins.

Grow your money with ease

Guaranteed Payouts

On Koinit, your funds are secured by automatic, transparent, and enforceable code. No more risk of default or waiting for your turn.

Vetted by the Koinit Community & AI

Our proprietary Trust Score system combines local knowledge with advanced AI analysis. Get peace of mind knowing you're saving and investing only with verified, low-risk members.

The Future of Money is Coming.

Don't miss your chance to be part of our initial launch group. Join the waitlist today for priority access and exclusive early-user benefits.